General information
Schedule of Charges and fees
Entrance Charges a Monthly fee
Foreign Student
Delinquent Accounts
Field Trips and off-Campus Assignments
Laboratory fees
Financial Regulations in the Case of withdrawal
Pocket Money and Money Orders
Higher Seminary Scholarships and Work- Study Programs
Lower and Middle Seminary Student Aid Programs

GENERAL INFORMATION
An educational programme of the type offered at Pakistan Adventist Seminary calls for a substantial outlay of funds for capital as well as operational needs.  As a private institution, the Seminary does not receive financial aid from any government.  The Seventh-day Adventist Church assumes responsibility for the needs of the Seminary.  The expenses of each student are heavily subsidised because the fees charged do not meet even the day-to-day financial operations of the institution.  The sponsoring body of the institution makes this financial contribution with the hope that the students will develop to their fullest potential as Christians and as citizens of their country.

SCHEDULE OF CHARGES AND FEES
Tuition charges and fees are determined annually by the Board of Management and published by the Business Manager.  To determine in advance the exact expenses of a student per semester is not possible because of variations in course loads, special fees and the level at which a student is enrolled.  The same tuition fee is charged for Higher Seminary classes whether taken for credit or audit.  A schedule of fees outlining current charges for the various levels is obtainable from the Registrar or Business Office.

ENTRANCE CHARGES AND MONTHLY FEES
1.     A basic registration fee is charged to Higher Seminary students at the beginning of each semester (August and January) and to the Lower and Middle Seminary students at the beginning of each academic year (March/April). 

2.  A security deposit is required from all students at the time of registration.  This will be held in trust to be credited to the student's account when the student leaves the institution permanently if all bills are cleared and no losses or damages have been deducted. 

3.     Boarding and tuition fee of monthly instalments are payable two months in advance at the time of registration.  Subsequent accounts are payable by the end of each month of the school year.  Other expenses will be charged by the business office from time to time. 

FOREIGN STUDENTS
Foreign students who are permitted by the relevant authorities to study at the Seminary are to submit a sponsor's financial agreement or to deposit funds with the business office as outlined below.  In addition, official permission to study at the Seminary must be produced before acceptance will be granted.

1.       Sponsor's financial agreement:  Students must deposit with the Business Manager a written agreement from the sponsoring organization outlining details of financial allowances and cash advances that the organization has agreed to underwrite.  These funds must be sufficient to cover the financial needs of the student while in attendance at the Seminary as well as to guarantee the return fare to his or her homeland.

2.       Cash advance:  Where there is no sponsor, the student must make an advance deposit of at least US$ 1400 (hostel student) or $ 2400 (married student) to cover the following:

a.     $ 500 in advance to cover tuition, board and lodging for one year for hostel students, and $700 for married students.
b.     Sufficient funds for return travel to the student's homeland.
c.     $ 75 to cover the purchase of textbooks.
d.     $ 100 per family member for medical expenses and other unexpected financial needs.
e.     living allowance of at least $20 per month for six months for hostel students and $ 75 per month for six months for married students.

DELINQUENT ACCOUNTS
Student accounts must be kept up to date.  Students with delinquent accounts may either be sent home or may not be allowed to sit for the examinations. Examination results, grades, transfer letters and recommendations will not be given to students who have not paid their accounts in full.  Unpaid balances must be paid in full before a student may register for a new semester.  Satisfactory arrangements must be made for all accounts before graduation.  Degrees, grade-slips, and transcripts will not be issued until accounts are fully paid.

The Seminary reserves the right to withhold settlement of any balance due to a student for a period of one month after the student leaves the Seminary in order to be certain that all charges and credits have been entered on the account.

FIELD TRIPS AND OFF-CAMPUS ASSIGNMENTS
Expenses incurred for field trips or for Field Practicum assignments are the responsibility of the student. 

LABORATORY FEES
Certain classes are designated as laboratory classes and an additional fee is charged for students who enroll in these subjects. 

FINANCIAL REGULATIONS IN THE CASE OF WITHDRAWAL
Vouchers must be obtained from the Registrar's office for class changes including subjects dropped for which tuition adjustments are desired.  Students who wish to discontinue their studies during a semester must file a withdrawal voucher for all classes to be dropped.  Students withdrawing from the Seminary during the semester without making proper arrangements will be charged tuition and other fees for the balance of the semester.  Students who complete all the withdrawal requirements will be charged fees and tuition to the end of the month in which they withdraw.

POCKET MONEY AND MONEY ORDERS
Students will not be advanced pocket money on account.  Funds received will first be applied to amounts owing on the student's account.  If the account is in credit, cash will be advanced to the student if authorisation is given by a parent or guardian.

Parents are advised that it is unwise to send pocket money directly to students or to teachers.  This practice has led to unfortunate problems in the past.  Money orders may be sent directly to the Business Manager who will issue cash to students when the order has been cleared and any outstanding debits on the student's account have been paid.

Money sent to the Business Office should be accompanied by a clear explanation of the purpose for which it is meant.  Unless this explanation is made, it will be assumed that the money must be credited to the student's account.

HIGHER SEMINARY SCHOLARSHIPS AND WORK-STUDY PROGRAMMES
In order to encourage talented students to complete their education at Pakistan Adventist Seminary with a view to being employed in some phase of denominational activities after graduation, some scholarships are available to enable students to earn their way through the Higher Seminary.  Details are available from the Business Manager.

A yearly agreement shall be entered into at the time of registration by the student and his or her parent or guardian as one party and the Seminary as the other party.  This agreement shall require service in the Seventh-day Adventist denominational work, if invited, to amortise the scholarship.  Scholarships paying fifty percent or more of the total monthly tuition and boarding charges for a full time student will be amortised by one month of service for each month of scholarship to a maximum of five years.  If less than fifty percent is paid monthly, the service will be prorated accordingly.  While the church desires repayment in service, by mutual agreement the scholarship may be repaid in cash with interest as per policy.  It is understood that the certificate of graduation and/or student transcript will not be released until the contract has been fulfilled by amortisation or cash.  Students who are sponsored but not invited to work for the denomination will be eligible to receive their transcripts and degrees as long as they have cleared their accounts in the Business Office.

Sponsored students and scholarship recipients are expected to meet the following standards:

1.       Sponsored students must take a full load of classes each semester except in special cases recommended by the Academic Affairs Committee.  In such cases the Student Aid committee or Union Sponsorship committee will be informed.

2.       Every student in receipt of scholarship funds shall maintain a cumulative GPA of at least 2.25.  Cases where the cumulative GPA falls below 2.25 or the semester GPA falls below 2.00 shall be referred to the Academic Affairs Committee for consideration of the facts and circumstances, with a recommendation being made to the Student Aid committee or Union Sponsorship committee for action.

3.       Any serious action of discipline by the Student Government Committee will be reported to the Student Aid committee or Union Sponsorship committee.

4.       Since scholarship and sponsorship funds are given from the resources of the Seventh-day Adventist Church, it is expected that recipients of these funds will uphold the standards of the church.

5.       Students who receive scholarship or sponsorship funds are generally required to serve the Seventh-day Adventist Church in some capacity during the summer months.

LOWER AND MIDDLE SEMINARY STUDENT AID PROGRAMMES
Various organisations provide assistance to students on the basis of need, availability of funds and academic ability.  Application forms for student assistance are available from the Business Office.  Please note that financial contributions on the part of the student and his or her family are a prerequisite for financial assistance.